First Time Buyers:

Before you set your heart on your dream home it is very important to do your homework on all the costs involved in buying your first property.

You need to know exactly how much of a deposit will be required. What solicitor fees you will have to pay including legal outlay and any lenders' fees. You may not have decided whether you would like to buy an old or new property. The outlay between the two can be very different and it is important to be able to budget.
At Fox Property we value our customers and ensure they are fully aware of all the potential costs and outlay.

As most of the lending institutions have different ways of calculating how much they are prepared to lend we will complete a detailed budget planner with you. This will help indicate how much you will be able to borrow.

Because the Irish housing market has changed so much over the past few years so too has the mortgage market. Fox Property will give you advice on such options as guarantors, loan terms, fixed variable rates and rental income.

Moving Property:

If you are on the move you may be very surprised by the advances in the Irish mortgage market since the last time you arranged your mortgage.

The market has become much more competitive and as a result there are a lot more options available to the consumer.

In the last five years or so we have seen interest rates halve and most property prices double. With greater disposable income and increased equity from existing properties, Irish movers are finding themselves with more bargaining power when negotiating a new mortgage. At Fox Property we can help you find the best lender and rate to suit your needs.

Mortgages have become more flexible and it is now possible to adjust your rate, term or even take repayment holidays with certain lending institutions.